Last Updated: July 2026
Banking Simulator for Kids & Teens
A safe, no-real-money app where kids and teens practice real banking skills — checking balances, saving toward goals, paying bills, transferring money, and using a first debit card. All simulated, all stored on the device. iOS & Android, free.
CustomBank is an educational banking simulator. Not a real bank. No real money, no real transactions, no FDIC insurance.
Why Kids & Teens Love Learning Banking Here
Real banking actions, zero real money — a safe place to build money skills before the stakes are real
Real Banking Actions, Zero Real Money
Kids and teens do real banking tasks — deposits, transfers, bill payments — with virtual money in a completely safe space.
- No real accounts, no real cards, no real money
- Mistakes cost nothing — just reset and try again
Practice a First Debit Card & Reading Balances
Get comfortable with the everyday basics before the real card ever arrives:
- See how a purchase lowers the available balance
- Read a running transaction history like a real app
- Build the habit of checking the balance before spending
Set and Save Toward Goals
Pick a goal — a game, a bike, a first phone — and watch savings grow toward it. Pair it with the Savings Goal Calculator to plan how long it takes.
- Move money from checking into savings
- Track progress toward a target amount
- Learn why saving a little at a time adds up
Learn Bills & Transfers Hands-On
Kids learn by doing, not just reading. Active practice sticks:
- Pay simulated bills and see the due dates
- Transfer money between checking and savings
- Watch every action update the balance instantly
Private & Safe by Design
Built for young users and the grown-ups who care about their privacy:
- No account, no sign-up, no personal info
- Data stays on the device — nothing uploaded
- No ads and no third-party tracking
Free, Multilingual & Family-Friendly
Ready for the whole family and the classroom:
- Free to download on iOS and Android
- Available in 13 languages
- Parent- and teacher-friendly, with no setup required
Ways Families & Homeschoolers Use CustomBank
Four everyday ways kids and teens put money skills into practice
Homeschool Money Unit
Build a hands-on money unit into your homeschool week — kids practice a real banking task each lesson, then journal what changed. Pair it with our curriculum standards map to align with what you're already teaching.
Allowance & Chores Tracking
Turn allowance into a lesson. Kids deposit their weekly allowance, decide how much to save, and watch the balance grow — a simple way to connect chores, earning, and money choices.
First Debit-Card Practice
Before a teen gets a real debit card, they can rehearse the basics here — making a purchase, checking the balance afterward, and spotting when they're getting close to zero.
Saving for a Goal
Whether it's a game, a gift, or a big-ticket dream, kids set a target and save toward it — learning patience and planning as the balance climbs week by week.
How Do Kids Get Started with CustomBank?
Three quick steps — no account, no setup, no cost
Download the Free App
Grab CustomBank from the App Store (iOS) or Google Play (Android). It's free, works on iOS 15+ and Android 6+, and needs no account or email to get started.
Pick a Starting Balance & Theme
Kids choose a starting balance and a bank theme they like. Everything stays on the device — no personal information, no phone number, and nothing uploaded anywhere.
Start Practicing Real Banking Skills
Deposit allowance, save toward a goal, pay a simulated bill, or practice a debit-card purchase. Every action is simulated — kids can explore freely, make mistakes, and learn without any real-world consequences.
Tips for Parents
- Start simple — a deposit and a transfer — before moving on to bills and goals.
- Sit together and read the transaction history line by line; it's unfamiliar territory for most kids.
- Turn allowance day into practice: deposit it, then decide together how much to save.
- Set a fun family challenge — who can save toward their goal first?
- Pair it with everyday math — percentages, adding up a balance, and counting change.
- Let younger kids explore freely; there's nothing they can break and nothing real at stake.
Frequently Asked Questions
What parents, homeschoolers, and teachers most often ask about CustomBank for kids and teens.
Give Your Kids a Safe Place to Practice Banking
Download CustomBank free and let kids and teens build real money skills — with no real money, no risk, and full privacy.
Free to download • No real money • Data stays on the device
