Monthly Budget Worksheet
Plan your monthly budget by tracking income and expenses. Print this page (Ctrl+P) and fill it out by hand, or save as PDF.
Last updated March 2026
Part 1: Monthly Income
List all sources of income you expect to receive this month.
| Income Source | Amount |
|---|---|
| Job / Wages (after taxes) | |
| Allowance | |
| Side Job / Freelance | |
| Other: ______________ | |
| Other: ______________ | |
| Total Monthly Income |
Part 2: Monthly Expenses
List what you plan to spend this month. Use the "Planned" column before the month starts and the "Actual" column at the end of the month.
| Expense Category | Planned | Actual |
|---|---|---|
| Needs (50%) | ||
| Housing / Rent | ||
| Food / Groceries | ||
| Transportation | ||
| Utilities | ||
| Phone / Internet | ||
| Insurance | ||
| Wants (30%) | ||
| Entertainment | ||
| Dining Out | ||
| Clothing | ||
| Subscriptions | ||
| Personal Care | ||
| Savings (20%) | ||
| Emergency Fund | ||
| Long-term Savings | ||
| Other: __________ | ||
| Total Monthly Expenses |
Part 3: Budget Summary
Total Monthly Income
Total Monthly Expenses (Planned)
Remaining (Income − Expenses)
Savings Goal Tracker
Reflection Questions
1. Was your actual spending higher or lower than planned? Why?
2. Which category was hardest to stay on budget for?
3. What would you change about your budget next month?
Turn Your Budget Into Action
Practice managing this budget with real banking transactions in CustomBank. Simulate deposits, bill payments, and savings transfers.