最后更新:2026年3月
为什么教师选择CustomBank?
学生真正喜欢使用的金融素养教学实用工具
无风险学习环境
学生在完全安全的环境中使用虚拟货币练习。
- 无财务错误、透支或费用风险
- 在真实银行操作之前建立信心的完美工具
逼真的银行界面
反映真实银行应用的专业界面。学生学习:
- 导航账户仪表板
- 阅读对账单和交易历史
- 像在真实银行中一样理解交易
零设置要求
学生下载免费应用即可立即开始练习。
- 不需要教师账户或仪表板
- 无复杂设置或配置
- 非常适合想要简单有效工具的教育工作者
动手实践
学生通过实践学习,而不仅仅是阅读。超越课堂的主动学习:
- 进行存款和转账
- 支付账单和跟踪支出
- 探索逼真的银行工作流程
学生隐私受保护
学生创建具有完整隐私和安全性的练习账户。
- 不需要个人信息
- 不连接真实银行账户
- 安全、私密的学习环境
学生学习哪些银行技能?
学生进入真实金融世界所需的一切:
- 支票和储蓄账户管理
- 存款、取款和转账
- 账单支付和对账单阅读
How Teachers Use CustomBank
Real classroom scenarios where CustomBank makes financial literacy come alive
第一份薪水课程
Scenario: Ms. Johnson's economics class simulates receiving their first job paycheck. Students use CustomBank to deposit their "paychecks," allocate 20% to savings, and set up automatic transfers for monthly savings goals.
Skills Learned:
- Direct deposit and checking vs. savings accounts
- Automatic transfers and percentage-based budgeting
- Setting and tracking financial goals
月度账单支付练习
Scenario: Mr. Rodriguez's personal finance students practice paying recurring bills. Each student receives a "monthly income" and must pay rent, utilities, phone, and insurance through CustomBank's bill payment feature.
Skills Learned:
- Bill payment scheduling and managing due dates
- Avoiding late payments
- Budgeting for fixed expenses and maintaining minimum balances
应急基金挑战
Scenario: Mrs. Chen's class participates in a 6-week challenge to build emergency funds. Students receive weekly "income" and must save $500 while covering expenses. They track progress using CustomBank statements.
Skills Learned:
- Emergency fund importance and consistent saving habits
- Tracking progress toward financial goals
- Reading account statements and balancing spending with saving
大学生银行模拟
Scenario: High school seniors preparing for college practice managing student loan deposits, paying tuition, and budgeting for living expenses. They use CustomBank to simulate their first semester of independent banking.
Skills Learned:
- Large sum management and tuition payment processing
- Budgeting for variable expenses
- Mobile banking and financial independence preparation
How Do I Set Up CustomBank in My Classroom?
Get started in under 5 minutes with these 3 simple steps
学生下载应用
Have students download CustomBank from the App Store (iOS) or Google Play (Android). The app is 100% free with no hidden costs or subscriptions required for classroom use.
创建练习账户
Students create their own practice banking accounts with custom usernames and secure credentials. No personal information, phone numbers, or email verification required.
开始银行练习
Students immediately begin practicing banking transactions. Provide lesson scenarios, challenges, or let students explore the interface independently. Use screen sharing for demonstrations.
💡 Teaching Tips
- Start with simple deposits and transfers before moving to bill payments
- Have students screenshot their statements for assignments or portfolios
- Create classroom competitions (who can save $1,000 first?)
- Pair with math lessons on percentages, interest, and financial calculations
- Use as homework practice between financial literacy lessons
- Encourage students to explore all features and learn by experimentation
Frequently Asked Questions for Teachers
Everything educators need to know about using CustomBank in the classroom