Zuletzt aktualisiert: März 2026

Banking Simulator for Teachers - Used by 100,000+ Students

Bring banking into your classroom with CustomBank's risk-free simulator. Help students master essential financial skills with realistic practice accounts and zero real money involved.

✓ 100 % kostenlos für Lehrkräfte ✓ Kein echtes Geld erforderlich ✓ Von über 100.000 Schülern genutzt

Zuletzt aktualisiert März 2026

Warum wählen Lehrkräfte CustomBank?

Ein praktisches Werkzeug für den Finanzunterricht, das Schülern wirklich Spaß macht

Risikofreie Lernumgebung

Schüler üben mit virtuellem Geld in einer vollständig sicheren Umgebung.

  • Kein Risiko finanzieller Fehler, Überziehungen oder Gebühren
  • Perfekt zum Aufbau von Selbstvertrauen vor dem echten Banking

Realistische Banking-Oberfläche

Professionelle Oberfläche, die echte Banking-Apps widerspiegelt. Schüler lernen:

  • Konto-Dashboards zu navigieren
  • Kontoauszüge und Transaktionsverläufe zu lesen
  • Transaktionen wie bei echten Banken zu verstehen

Keine Einrichtung erforderlich

Schüler laden die kostenlose App herunter und beginnen sofort mit dem Üben.

  • Keine Lehrerkonten oder Dashboards nötig
  • Keine komplexe Einrichtung oder Konfiguration
  • Perfekt für Lehrkräfte, die einfache, effektive Werkzeuge suchen

Praktisches Lernen

Schüler lernen durch Handeln, nicht nur durch Lesen. Aktives Lernen, das über den Unterricht hinaus wirkt:

  • Einzahlungen tätigen und Geld überweisen
  • Rechnungen bezahlen und Ausgaben verfolgen
  • Realistische Banking-Abläufe erkunden

Datenschutz für Schüler geschützt

Schüler erstellen Übungskonten mit vollständigem Datenschutz und Sicherheit.

  • Keine persönlichen Daten erforderlich
  • Keine Verknüpfung mit echten Bankkonten
  • Sichere, private Lernumgebung

Welche Banking-Fähigkeiten lernen Schüler?

Alles, was Schüler für die finanzielle Praxis brauchen:

  • Verwaltung von Giro- und Sparkonten
  • Einzahlungen, Abhebungen und Überweisungen
  • Rechnungszahlungen und Kontoauszüge lesen

How Teachers Use CustomBank

Real classroom scenarios where CustomBank makes financial literacy come alive

1

Erste-Gehaltsabrechnung-Lektion

Scenario: Ms. Johnson's economics class simulates receiving their first job paycheck. Students use CustomBank to deposit their "paychecks," allocate 20% to savings, and set up automatic transfers for monthly savings goals.

Skills Learned:

  • Direct deposit and checking vs. savings accounts
  • Automatic transfers and percentage-based budgeting
  • Setting and tracking financial goals
2

Monatliche Rechnungszahlung üben

Scenario: Mr. Rodriguez's personal finance students practice paying recurring bills. Each student receives a "monthly income" and must pay rent, utilities, phone, and insurance through CustomBank's bill payment feature.

Skills Learned:

  • Bill payment scheduling and managing due dates
  • Avoiding late payments
  • Budgeting for fixed expenses and maintaining minimum balances
3

Notgroschen-Challenge

Scenario: Mrs. Chen's class participates in a 6-week challenge to build emergency funds. Students receive weekly "income" and must save $500 while covering expenses. They track progress using CustomBank statements.

Skills Learned:

  • Emergency fund importance and consistent saving habits
  • Tracking progress toward financial goals
  • Reading account statements and balancing spending with saving
4

Studierende-Banking-Simulation

Scenario: High school seniors preparing for college practice managing student loan deposits, paying tuition, and budgeting for living expenses. They use CustomBank to simulate their first semester of independent banking.

Skills Learned:

  • Large sum management and tuition payment processing
  • Budgeting for variable expenses
  • Mobile banking and financial independence preparation

How Do I Set Up CustomBank in My Classroom?

Get started in under 5 minutes with these 3 simple steps

1

Schüler laden die App herunter

Have students download CustomBank from the App Store (iOS) or Google Play (Android). The app is 100% free with no hidden costs or subscriptions required for classroom use.

2

Übungskonten erstellen

Students create their own practice banking accounts with custom usernames and secure credentials. No personal information, phone numbers, or email verification required.

3

Mit dem Banking-Üben beginnen

Students immediately begin practicing banking transactions. Provide lesson scenarios, challenges, or let students explore the interface independently. Use screen sharing for demonstrations.

💡 Teaching Tips

  • Start with simple deposits and transfers before moving to bill payments
  • Have students screenshot their statements for assignments or portfolios
  • Create classroom competitions (who can save $1,000 first?)
  • Pair with math lessons on percentages, interest, and financial calculations
  • Use as homework practice between financial literacy lessons
  • Encourage students to explore all features and learn by experimentation

Frequently Asked Questions for Teachers

Everything educators need to know about using CustomBank in the classroom

Yes, CustomBank is completely free to download and use for teachers and students. There are no hidden fees, subscriptions, or in-app purchases required for classroom use.
No, CustomBank is a 100% simulated banking environment. Students practice with virtual money in a risk-free environment. No real banking accounts, credit cards, or personal financial information are required or involved.
CustomBank is suitable for middle school through college students (grades 6-12 and higher education). The app covers fundamental banking concepts like checking accounts, savings, transfers, deposits, and bill payments that are relevant across age groups.
Setting up CustomBank is simple: 1) Have students download the free app from the App Store or Google Play, 2) Students create their own practice accounts with custom credentials, 3) Students can immediately start practicing banking transactions. No teacher dashboard or account linking is required.
CustomBank is designed for individual practice and exploration. Students can share their screen or demonstrate transactions in class, but the app doesn't include centralized teacher monitoring. This privacy-focused approach helps students learn without performance anxiety.
Students learn essential banking skills including: checking and savings account management, making deposits and withdrawals, transferring money between accounts, paying bills, reading bank statements, understanding transaction history, and navigating a realistic banking interface.
Yes, CustomBank works on iOS devices (iPhone and iPad with iOS 15.0 or later) and Android devices (phones and tablets with Android 6.0 or later). The interface adapts to different screen sizes for optimal usability.
CustomBank uses a professional banking interface that closely mirrors real banking apps students will encounter in their financial lives. This includes realistic account dashboards, transaction flows, statement formats, and banking terminology to prepare students for real-world banking.

Ready to Bring Banking into Your Classroom?

Join 100,000+ students learning essential financial skills with CustomBank. Download free today.

CustomBank im App Store für iOS herunterladen CustomBank bei Google Play für Android herunterladen

100% free • No real money required • Used by educators nationwide

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